“IRREVOCABLE” DOESN’T ALWAYS MEAN FOREVER

Empowering Security: Cybersecurity Measures at Your Fingertips

I have been doing OK with my Parkinson’s, but at some point, I will probably neednursing-home care. You often write about how expensive that is, and how, to getMedicaid to pay for it, you need a special kind of irrevocable trust. Doesn’t “irrevocable”mean you can’t ever change the trust? That makes me nervous. The word […]

New Medicaid Rules

Senior Adult Planning Agenda Calendar Concept

NEW MEDICAID RULES MAY HELP, BUTEXPECT A WAITING PERIOD ANYWAYMy grandmother is having difficulties taking care of herself, so she will probably need in-home assistance soon. I believe Arkansas Medicaid could pay for that care, but wemight have to wait to get it. Is that true? Unfortunately yes. New Medicaid rules might help to reduce […]

Planning Ahead

Happy Senior Couple Planning Family Budget Together With Laptop And Papers

I recently got diagnosed with an illness that eventually might lead to me being unable to manage my finances and health care. What should I do? Put legal plans in place now. Don’t wait until you need a guardian. Guardianship proceedings in court are expensive, time-consuming, and emotionally draining. Please come in and let’s review […]

Long Term Care Insurance

hands, old, young

I’m looking into buying some long-term care insurance. A policy I found excludes payment for care provided by family or household members. Is that really right? If I ever get seriously sick, my daughter says she’ll move in and care for me. Isn’t long-term care insurance supposed to cover that? No. Unfortunately, almost all long-term […]

Health Care POA

My parents paid for my health-care power of attorney documents when I turned 18. I’m glad they did that, but I’m not thrilled that they can now see my most private medical information. It’s not that I don’t love them. It’s just that I want to protect my privacy and make my own decisions. Congratulations […]

Recent Gains in Alzheimer’s and ALS Research

Good news on the health front is so welcome these days. Now there is some, for the huge numbers of people suffering from Alzheimer’s dementia and ALS (Amyotrophic Lateral Sclerosis, commonly known as Lou Gehrig’s disease). Researchers have found links between those two dread illnesses, and the new understanding is showing promising results in the […]

Challenging Health Care Bills

We owe immense gratitude to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills we may be presented for that care. The struggle to contain health-care costs in this country is now a fixture in the national policy debate. Our […]